According to rates.ca, the average Ontario auto insurance premium was estimated to be $1,473 in 2018. However, the average premium jumped 9.7% in 2020 to $1,616 annually, a sizeable increase during a pandemic period.
Rates.ca has outlined the 10 cities with the highest premium in Ontario. Brampton has an estimated average premium of $2,698.
Also of interest, rates.ca has identified the cheapest cities in the province, outlined below.
- Grimsby and Waterdown have an average rate of $1,192 per year.
- Sudbury has an average rate of $1,165 per year.
- Sarnia has an average rate of $1,159 per year.
- St. Thomas has an average rate of $1,124 per year.
- Cornwall, Petawawa, and Russell have an average rate of $1,107 per year.
- Kingston, Napanee, Port Hope, Cobourg and Brockville all have an average rate of $1,103 per year.
Of interest to insurers, geography or location-based rating may no longer be accepted by the province as the legislative assembly moves towards making the practice illegal.
The rate estimates in the above data are based on a 35-year-old driver of a 2017 Honda Civic with a clean driving record.
Read the rates.ca report https://rates.ca/resources/10-most-expensive-cities-ontario-car-insurance